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We understand that you may have a tight budget at times when you need new HVAC equipment the most. This is why Jim McDonald & Sons offers financing options to assist customers with making their purchases. We provide financing through Ygrene, a company that simplifies the process of financing home improvements. Approval is based primarily through a property value assessment. For more details, please call our customer support staff. They are happy to answer any questions and get you started toward an affordable comfort solution.


See more information at the Optimus website.


  • No money out of pocket
  • No payments for up to a year or more
  • Does not affect consumer credit score
  • Approvals based on home equity and ability to pay
  • No minimum FICO score required


  • Flexible financial solutions
  • Multiple payment terms and options
  • Simple application process


Special Financing Options including 12 months No Interest/No Minimum Payment if paid in full and Reduced Interest Rate Financing, 5 years at 5.99%.

Click here to apply!

While others may come and go, we remain.

Cooling Sarasota & Manatee
Counties since 1970